$1.7T market. Still running on spreadsheets.

Credit decisions
in minutes,
not weeks.

DebtFold is an AI-native private credit fund built for the mid-market. We underwrite faster, monitor smarter, and deploy capital at a scale traditional funds cannot match.

Credit Analysis — Live
Meridian Software Inc.
$18.2M ARR · 43% growth · 62 employees
Credit Score 847
Revenue Quality
Burn Efficiency
Team Strength
Market Position
Recommended for portfolio
Analysis time: 4 minutes
$1.7T Private credit loan volume in 2024
$3.4T Projected volume by 2028
82% Of credit funds now using AI (up from 47% in 2023)

The old model is too slow.

Traditional private credit funds spend weeks on manual due diligence. DebtFold compresses that into minutes — without sacrificing depth.

AI-First Origination

Automated deal sourcing and screening across a proprietary network. We surface opportunities before they hit the broader market.

Deep Underwriting

Every credit factor — financial, operational, market — analyzed in parallel. The output is a full credit memo, not a checklist.

Real-Time Monitoring

Portfolio companies are tracked continuously. Covenant triggers, cash flow anomalies, and signals are surfaced automatically — not discovered in quarterly reviews.

Our Thesis
The mid-market is where private credit actually compounds. Less competition, founder-friendly structures, and better risk-adjusted returns — if you can deploy capital fast enough to win the best deals.
DebtFold Capital

Private credit is being rebuilt.
We are building it.

DebtFold is actively deploying capital across the lower mid-market — B2B SaaS, tech-enabled services, and recurring revenue businesses with $5M–$50M in revenue.

AI-Native Mid-Market Focus Continuous Monitoring